There’s a Chinese proverb that says: “The best time to plant a tree is 20 years ago; the next best is today.” The same can be said of saving. The best time to start is 20 years ago —or even before you were born—the second best is today.
Today, almost everyone understands the importance of saving for the future — whether it’s retirement, a down payment on a house, or children’s education expenses. Unfortunately, just thinking about saving money doesn’t actually work. You have to start somewhere, but most people don’t know where the starting line is.
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